:root{color-scheme:light;--bg:#f8fafc;--paper:#fff;--ink:#20344f;--muted:#52677e;--blue:#245bcc;--blue-hover:#1748b1;--pale:#e7f0ff;--line:#d4dfed;--mint:#e9f6f7;--teal:#096c76;--font:'Plus Jakarta Sans',system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;background:var(--bg);color:var(--ink);font:400 18px/1.75 var(--font);-webkit-font-smoothing:antialiased}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button,summary{cursor:pointer}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #148ba2;outline-offset:4px}input:focus,select:focus{outline:3px solid #245bcc2b;border-color:var(--blue)}a{color:var(--blue);text-underline-offset:4px}p{margin:0 0 22px}h1,h2,h3{line-height:1.3;letter-spacing:-.035em;margin:0}h1{font-size:46px;font-weight:700}h2{font-size:29px;font-weight:700}h3{font-size:19px;font-weight:700}strong,b{font-weight:700}svg{flex-shrink:0}button{border:0}button:disabled{opacity:.6;cursor:default}[hidden]{display:none!important}.container{max-width:1160px;margin:0 auto;padding:0 36px}.skip{position:absolute;left:16px;top:-100px;background:white;padding:12px;z-index:30}.skip:focus{top:12px}.site-header{background:var(--paper);border-bottom:1px solid var(--line)}.header-inner{max-width:1160px;padding:19px 36px;display:flex;align-items:center;justify-content:space-between;gap:25px;margin:auto;min-height:80px}.brand{display:inline-flex;align-items:center;color:var(--ink);font-size:26px;line-height:1.3;letter-spacing:-1px;font-weight:800;text-decoration:none;white-space:nowrap;gap:0}.brand svg{color:var(--blue);margin-right:11px}.brand span{color:var(--blue)}.brand .brand-domain{color:var(--ink)}.desktop-nav{display:flex;gap:30px;align-items:center}.desktop-nav a{font-size:13px;font-weight:600;text-decoration:none;color:var(--muted)}.desktop-nav a.current{color:var(--blue)}.test-label{font-size:11px;letter-spacing:.4px;border:1px solid var(--line);border-radius:6px;padding:4px 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#1e365509;scroll-margin-top:20px}.calculator-form{padding:27px 29px 23px}.panel-heading{display:flex;align-items:center;justify-content:space-between;gap:15px;margin-bottom:16px}.panel-heading h2{font-size:22px;letter-spacing:-.5px}.reset-button{background:none;color:var(--muted);font-size:11px;padding:7px 0;text-decoration:underline;text-underline-offset:3px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px 17px}.field{min-width:0}.field label,.optional-inner>label{display:block;font-size:12px;font-weight:700;line-height:1.5;margin-bottom:8px}.input-wrap{position:relative}.input-wrap input{padding-right:33px}.input-wrap>span{position:absolute;right:13px;top:50%;transform:translateY(-50%);font-size:14px;color:var(--muted);pointer-events:none}input,select{border:1px solid #c7d6e9;background:#f6f9fe;border-radius:8px;min-height:49px;padding:10px 13px;color:var(--ink);width:100%;min-width:0;font-size:17px;line-height:1.4;font-weight:600}input[aria-invalid=true]{border-color:#ae3540;background:#fff5f5}select{appearance:auto;padding-right:6px}.field small{font-size:10px;color:var(--muted);display:block;line-height:1.5;margin-top:6px}.price-context{display:flex;align-items:center;gap:9px;flex-wrap:wrap;margin-top:19px;font-size:10px}.price-context label{font-weight:700}.price-context select{width:auto;min-height:32px;padding:4px 7px;font-size:10px;border-radius:5px}.price-context>span{color:var(--muted)}.optional-costs{border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:17px;font-size:12px}.optional-costs summary{padding:13px 0;font-weight:600;color:var(--blue)}.optional-costs summary>span{font-weight:400;color:var(--muted);margin-left:6px;font-size:10px}.optional-inner{padding:2px 0 15px}.optional-inner 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i{font-style:normal;color:var(--teal);font-size:12px}.editorial-layout{display:grid;grid-template-columns:205px 1fr;gap:55px;padding-top:52px;padding-bottom:65px;border-top:1px solid var(--line)}.contents{position:sticky;top:26px;align-self:start}.contents a{display:block;color:var(--muted);text-decoration:none;font-size:12px;line-height:1.5;padding:9px 0}.contents a:hover{color:var(--blue)}.editorial{min-width:0}.editorial section{margin-bottom:52px;scroll-margin-top:25px}.editorial h2{margin-bottom:22px}.editorial p{font-size:17px;color:var(--muted);line-height:1.85}.editorial strong{color:var(--ink)}.editorial .eyebrow{font-size:10px;line-height:1.5;color:var(--blue);margin-bottom:10px}.table-wrap{width:100%;overflow:auto;margin:27px 0}table{width:100%;border-collapse:collapse;background:var(--paper);font-size:12px;line-height:1.65;border-radius:8px}caption{text-align:left;color:var(--muted);font-size:11px;margin-bottom:10px}th,td{padding:14px 13px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}thead{background:var(--pale)}thead th{font-size:11px;font-weight:700}tbody th{font-weight:600}.info-box{display:flex;gap:15px;background:var(--paper);padding:23px;border-top:1px solid var(--blue);border-bottom:1px solid var(--blue);border-radius:0;margin:27px 0}.info-symbol{display:flex;align-items:center;justify-content:center;width:23px;height:23px;border:1.5px solid var(--blue);border-radius:50%;font-size:14px;line-height:1;font-weight:700;color:var(--blue);flex-shrink:0;margin-top:2px}.info-box h3{font-size:17px;color:var(--ink);letter-spacing:-.3px}.info-box p{font-size:14px;line-height:1.8;color:var(--muted);margin:8px 0 0}.formula-box{background:var(--paper);border-top:1px solid var(--blue);border-bottom:1px solid var(--blue);padding:22px 24px;margin:25px 0;border-radius:0}.formula-box>span{display:block;font-size:11px;color:var(--blue);font-weight:700;margin-bottom:6px}.formula-box>p{font-size:15px;line-height:1.7;color:var(--ink);margin:0 0 18px}.formula-box>p:last-child{margin:0}.faq{border-top:1px solid var(--line);padding:0 0 2px}.faq:last-of-type{border-bottom:1px solid var(--line)}.faq summary{padding:19px 0;font-size:16px;font-weight:600;line-height:1.6;color:var(--ink)}.faq p{font-size:15px;margin:0 0 21px}.sources{padding-top:14px}.sources h2{font-size:22px}.sources p,.sources li{font-size:13px}.sources ul{padding-left:20px;line-height:1.8}.sources li{margin:8px 0}.sources .review-date{font-size:11px;margin-top:22px}footer{background:var(--paper);border-top:1px solid var(--line)}.footer-inner{display:flex;align-items:center;gap:30px;padding-top:25px;padding-bottom:25px}.footer-inner .brand{font-size:21px}.footer-inner p{font-size:11px;color:var(--muted);margin:0;flex:1}.footer-inner>a:last-child{font-size:11px;text-decoration:none;white-space:nowrap}
@media(min-width:1500px){.container,.header-inner{max-width:1250px}.calculator-section{padding-top:42px}.calculator-form{padding:31px 34px}.result-panel{padding:32px 36px}.intro-text{font-size:18px}.editorial p{font-size:18px}.field label{font-size:13px}.headline-value{font-size:56px}}
@media(max-width:900px){.desktop-nav{gap:20px}.desktop-nav a{font-size:11px}.container,.header-inner{padding-left:24px;padding-right:24px}.calculator-form,.result-panel{padding:23px}.calculator-shell{grid-template-columns:1.2fr 1fr}.headline-value{font-size:43px}.total-row{align-items:flex-start;flex-direction:column;gap:2px}.form-bottom{align-items:stretch;flex-direction:column;gap:10px}.local-note{font-size:10px}.editorial-layout{grid-template-columns:160px 1fr;gap:30px}.result-topline .eyebrow{font-size:9px}.brand{font-size:23px}.brand svg{width:23px;height:23px}}
@media(max-width:650px){html{scroll-padding-top:15px}body{font-size:16px}.header-inner{padding:7px 18px;min-height:54px;gap:12px}.brand{font-size:22px;letter-spacing:-.8px}.brand svg{width:22px;height:22px;margin-right:8px}.desktop-nav{display:none}.menu-toggle{display:flex}.test-label{font-size:9px;padding:2px 6px}.header-actions{gap:7px}.container{padding-left:18px;padding-right:18px}.calculator-section{padding-top:19px;background:var(--bg)}.intro{margin-bottom:17px}.intro .eyebrow{display:none}h1{font-size:29px;line-height:1.25;letter-spacing:-1px}.intro-text{font-size:14px;line-height:1.55;margin-top:8px;max-width:440px}.calculator-shell{grid-template-columns:1fr;border-radius:12px;scroll-margin-top:12px}.calculator-form{padding:17px 16px 16px}.panel-heading{margin-bottom:14px}.panel-heading h2{font-size:18px}.reset-button{font-size:10px;padding:6px 0}.form-grid{gap:16px 12px}.field label{font-size:11px;line-height:1.4;margin-bottom:6px}.field small{font-size:9px;line-height:1.45;margin-top:5px;min-height:26px}input,select{font-size:16px;min-height:46px;padding:10px 11px;border-radius:7px}.input-wrap input{padding-right:29px}.input-wrap>span{font-size:12px;right:11px}.price-context{margin-top:13px;gap:7px;font-size:9px}.price-context select{font-size:10px;min-height:32px}.price-context>span{flex-basis:100%;font-size:9px;margin-top:0}.optional-costs{margin-top:12px}.optional-costs summary{font-size:11px;padding:12px 0}.form-bottom{flex-direction:row;align-items:center;margin-top:15px;gap:8px}.local-note{font-size:9px;max-width:120px;line-height:1.6}.local-note svg{width:13px;height:13px}.primary-button{font-size:11px;min-height:44px;padding:11px 12px;gap:11px;white-space:nowrap}.result-panel{padding:21px 18px 18px}.result-topline{margin-bottom:15px}.result-topline .eyebrow{font-size:9px}.result-panel h2{font-size:13px}.headline-value{font-size:43px;margin-top:7px}.value-caption{font-size:10px;margin-bottom:16px}.total-row{flex-direction:row;align-items:center;padding:11px 12px;font-size:10px;gap:8px}.total-row strong{font-size:17px}.result-breakdown{margin-top:13px;padding-bottom:10px}.result-breakdown>div{font-size:10px;margin:7px 0}.result-scope{font-size:9px;margin:12px 0}.result-actions{font-size:10px}.result-actions button{font-size:10px;min-height:40px}.example-note{font-size:9px;margin-top:9px}.under-calculator{gap:8px 16px;flex-wrap:wrap;padding:17px 0 21px;justify-content:flex-start;font-size:9px}.under-calculator>span:last-child{flex-basis:100%}.editorial-layout{display:block;padding-top:22px;padding-bottom:30px}.contents{position:static;background:var(--paper);padding:16px;border:1px solid var(--line);border-radius:10px;margin-bottom:30px;display:grid;grid-template-columns:1fr 1fr;gap:0 12px}.contents .eyebrow{grid-column:1/-1;margin:0 0 6px;font-size:9px}.contents a{font-size:11px;padding:7px 0}.editorial section{margin-bottom:35px}.editorial h2{font-size:23px;line-height:1.4;margin-bottom:17px;letter-spacing:-.6px}.editorial p{font-size:15px;line-height:1.85;margin-bottom:19px}.editorial .eyebrow{font-size:9px}.table-wrap{margin:21px 0}table{font-size:10px;line-height:1.6}thead th{font-size:9px}th,td{padding:11px 8px}.info-box{padding:17px 15px;gap:11px;margin:21px 0}.info-box h3{font-size:15px;line-height:1.5}.info-box p{font-size:13px;line-height:1.8;margin:7px 0 0}.info-symbol{width:20px;height:20px;font-size:12px}.formula-box{padding:18px;margin:20px 0}.formula-box>p{font-size:13px}.formula-box>span{font-size:10px}.faq summary{font-size:14px;padding:16px 0}.faq p{font-size:13px}.sources h2{font-size:20px}.sources p,.sources li{font-size:12px}.footer-inner{flex-wrap:wrap;gap:14px;padding-top:22px;padding-bottom:22px}.footer-inner .brand{font-size:20px}.footer-inner p{flex-basis:100%;order:3;font-size:10px}.footer-inner>a:last-child{margin-left:auto;font-size:10px}}
@media(max-width:350px){h1{font-size:26px}.container{padding-left:13px;padding-right:13px}.calculator-form{padding-left:13px;padding-right:13px}.field label{font-size:10px}.form-grid{gap:14px 10px}.local-note{display:none}.form-bottom{justify-content:flex-end}.price-context>span{font-size:9px}.total-row strong{font-size:15px}.total-row>span{max-width:130px}.headline-value{font-size:39px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.primary-button{transition:none}}
@media screen and (min-width:651px){.desktop-nav a{font-size:14px}.field label{font-size:14px}.field small{font-size:11px}.primary-button{font-size:14px}.result-panel h2{font-size:17px}.value-caption{font-size:12px}.result-breakdown>div{font-size:13px}.total-row{font-size:12px}.result-scope{font-size:11px}.result-actions,.result-actions button{font-size:12px}.optional-costs summary{font-size:14px}.price-context,.price-context select{font-size:11px}.local-note{font-size:11px}.contents a{font-size:13px}}
@media screen and (max-width:650px){.field label{font-size:12px}.field small{font-size:10px}.result-panel h2{font-size:14px}.result-breakdown>div{font-size:11px}.value-caption,.total-row{font-size:11px}.example-note,.result-scope{font-size:10px}}
@media print{body{background:white;font-size:12px}.site-header,.contents,.under-calculator,.form-bottom,.result-actions,footer,.optional-costs,.reset-button,.skip{display:none!important}.calculator-section{background:white;padding-top:0}.container{max-width:none;padding:0}.calculator-shell{box-shadow:none;grid-template-columns:1.2fr 1fr;break-inside:avoid}.calculator-form,.result-panel{padding:18px}.editorial-layout{display:block;padding-top:30px}.editorial p{font-size:12px}.editorial h2{font-size:20px}.editorial section{break-inside:avoid}.faq>p{display:block}.headline-value{font-size:38px}}

@media screen and (max-width:400px){.header-actions .test-label{display:none}.header-inner{gap:8px}.header-inner .brand{font-size:20px}}